1. Figure out how much you can afford
What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.
4. Learn about home buying programs
8. Shop for Homeowners Insurance
9. Sign your papers
You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign!
Many buyers don't realize that a REALTOR® only gets paid by the seller. Having a REALTOR® help you does not cost you a dime.
For more helpful information, please visit: www.hud.gov